IELTS Positive/Negative Essay Sample 5 - Economics

In this post, we will look at a positive/negative essay example from the IELTS writing task 2 test. Students often ask if the questions are repeated year after year and the answer is no, but the topics are. There are so many questions written each year, you may find your practice answering various questions on different topics. For example, you could write essays to answer questions about education or the environment, which benefits you because you learn vocabulary associated with those topics and develop ideas that can help you in your writing test.

Practising writing IELTS task 2 essays on a range of topics is a great way to learn new vocabulary for those topics, but also to practice your essay structures. You begin to develop your ideas around those topics, thinking of examples and giving your opinions.

If you would like to learn how to structure a positive/negative essay please click the button below >

Take a look at the IELTS essay example below >>

Some individuals favour to use up their cash rather than save it. Firstly, this essay will discuss the different causes of this practice and secondly, it will discuss how this is a negative development for people need to allow some money for future use.

On the one hand, there are many motives why people choose to spend all of their money. Spending can give a boost to your confidence because you know that you are capable of buying the things that you want with your own money. Others consider it as a way of relieving their stress as buying can give an immeasurable pleasure, plus some people would prefer to have a spontaneous life and that is why they don’t think about the future. For instance, a survey by the University of the Philippines in 2011 revealed that 90% of their correspondents would choose to spend all of their money rather than saving some of it for they believe that they only live once.

On the other hand, not saving your money has detrimental effects. People should learn how to save their money because we can't predict the future. Saving money can help you become financially secure and provide a safety net in case of an emergency. You will need money set aside for these emergencies to avoid going into debt to pay for your necessities.  For example, an article by the Business Mirror in 2014 stated that not having enough money to pay for a medical emergency might force someone into taking out a loan, that savings might have otherwise covered.

In conclusion, in my view people should prepare for the future. Saving some of your earnings can be beneficial for it can provide you a safety net in case of an emergency.

(Word count - 291 / Band score 8)


  • Task Achievement - The essay provides an answer to the question asked, supported by relevant examples.

  • Coherence and Cohesion - The answer has been divided into clear logical paragraphs and each main body paragraph only has one main idea. There are cohesive links between the main body paragraphs.

  • Lexical Resource - There is evidence of a wide range of vocabulary, with no errors in the text.

  • Grammatical Range and Accuracy - The answer has no grammatical errors. The sentences have a wide range of structures.


We hope you found this post useful in helping you to study for the IELTS Test. If you have any questions please let us know in the comments below or on the Facebook page.

The best way to keep up to date with posts like this is to like us on Facebook, then follow us on Instagram and Pinterest

If you need help preparing for the IELTS Test, join the IELTS Achieve Academy and see how we can assist you to achieve your desired band score. We offer an essay correction service, mock exams and online courses.